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3.75% for Qualified MN First Time Buyers

3.75% for Qualified MN First Time Buyers

Want to buy $10,000 more home for the same monthly payment? Minnesota Housing, who runs the State of Minnesota's first time buyer programs, just announced a massive drop in their interest rates.  Buyers who qualify for the Minnesota Mortgage Program (see below) using ...

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Learn the #1 Lie Mortgage Companies Tell You So You Don't Shop Around

Learn the #1 Lie Mortgage Companies Tell You So You Don't Shop Around

Mortgage companies really don't want you to compare their interest rates and closing costs with other companies' offers on a home loan from them.  Why? Because if you don't compare (shop them) then their offer can't be beaten by the ...

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City Living Program Great Deal for Minneapolis and St Paul Home Buyers

City Living Program Great Deal for Minneapolis and St Paul Home Buyers

The City Living program is a joint partnership between the cities of Minneapolis and St. Paul to make it easier for home buyers, especially first time buyers, to purchase a home in either city. The program has a great interest ...

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Negotiating on Bank Owned Properties

Negotiating on Bank Owned Properties

What makes negotiating on a bank owned property different? The main difference is understanding the motivation of the seller. In a transaction with a traditional seller, the owner usually needs the profits from the sale to help fund the purchase of ...

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How Do You Pick a Realtor? 16 Questions to Ask

How Do You Pick a Realtor? 16 Questions to Ask

How do you choose the right Realtor? How about the right mortgage lender? (we’ll leave the answer to that one for another time). The complexity of the home buying process is continuing to grow in Minnesota. This is especially true ...

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Get the Best Advice Possible About Home Loans and Mortgages in Minnesota

Before you owe anyone else money, you owe it to yourself to get the best possible advice about your mortgage.

When you need to borrow money for the biggest purchase in your life, do you know who you can trust? Turn to the mortgage expert the local media goes to when they want to know what’s going on with home loans and the real estate market in the Twin Cities.

Having access to the best insight and information is essential to avoiding making costly mistakes about your financial future.  A home is the biggest finanical commitment made by most people in their lives. Getting the best advice possible is so important when it comes to your home loan.  Whether you are buying a home or refinancing your existing mortgage, you must be certain the professional you are relying on to guide you is the best around.

Over the past 15 years the creator of MN Home Loan .com, Alec Grebis, has appeared on TV, radio, and in the newpaper articles.  He has delivered hundreds of talks and seminars about home ownership and has consulted with State and local housing agencies about programs and trends.  Alec also writes for several web sites about home loans in Minnesota.  Find out more about Alec in the “Info” tab in the menu bar.

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